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h e a l t h c a r e
a m e r i c a n

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Personalized insurance guidance Coverage designed around your needs Protection for every stage of life Helping families plan with confidence
About Us

Experts in Helping You Find the Right Insurance Coverage

We help individuals and families understand their insurance options with clear guidance, personalized plan comparisons, and dependable support from consultation to enrollment.

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Compare hundreds of insurance plans from industry-leading insurance carriers

Talk to an Advisor

Speak with a licensed insurance agent for clear Medicare, life insurance, and retirement planning guidance.

Our Services

Insurance Solutions Built Around Your Needs

Our Approach

Insurance Guidance
Built Around
Your Life

Healthcare American helps individuals and
families compare coverage options with clear
explanations and personal support.

Get a Free Quote
Plan Guidance
Personalized Support

Independent Insurance Brokers

We shop leading insurance carriers and help you compare plans based on your individual needs.

Medicare & Retirement Planning

Get help with Medicare, life insurance, annuities, and retirement-focused coverage decisions.

Trusted guidance for Medicare, life insurance, and retirement planning. Explore Our Services
Why Choose Us

Insurance Guidance You Can Trust

Insurance Expertise

Clear answers for Medicare, life insurance, and annuities.

Our licensed agents explain complex insurance options so you can make confident decisions about your coverage.

Independent Brokers

We shop leading carriers with your needs in mind.

As independent brokers, Healthcare American compares plans from multiple insurance carriers instead of representing just one company.

Time Savings

Let us do the plan comparison work for you.

We help narrow down your options by reviewing coverage, prescriptions, doctors, benefits, and budget with you.

Personalized Coverage

Plans are matched to your individual situation.

Healthcare American focuses on individualized insurance solutions that fit your healthcare, financial, and family needs.

One-Stop Support

Medicare, life insurance, annuities, and more.

From Medicare plans to retirement-focused insurance products, our team helps you review multiple coverage needs in one place.

Free Consultations

No-obligation guidance from licensed agents.

Healthcare American offers free, no-obligation consultations, advice, and quotes to help you understand your options.

We Help With

Coverage Areas We Serve

01

Medicare Insurance

02

Life Insurance

03

Annuities & Retirement

04

Supplemental Benefits

Medicare Insurance

Get help comparing Medicare Supplement, Medicare Advantage, and Part D prescription drug coverage options.

  • Medigap and Medicare Advantage guidance.
  • Prescription drug plan comparisons.
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Life Insurance

Protect your family with life insurance options designed around your goals, budget, and stage of life.

  • Term, whole, and universal life insurance.
  • Final expense coverage options.
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Annuities & Retirement

Explore retirement-focused insurance products that can help protect savings and support future income.

  • Fixed and immediate annuity guidance.
  • Retirement planning support.
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Supplemental Benefits

Find additional coverage for dental, vision, group health, and other needs not always covered by primary plans.

  • Dental and vision insurance options.
  • Group health and supplemental benefits.
Explore More
How We Work

Simple Steps to Better Coverage

Start a Conversation

Tell us about your healthcare needs, prescriptions, doctors, budget, and coverage goals.

01 st step

Compare Your Options

Our licensed agents review available plans and explain the differences in clear, simple terms.

02 nd step

Choose With Confidence

We help you select coverage that fits your individual needs and support you through enrollment.

03 rd step

Ready to review your insurance options? Get a Free Consultation
Coverage Options

Insurance Solutions for Every Stage of Life

Testimonials

Clients Trust Healthcare American for Clear Insurance Guidance

Real Client Stories
From Medicare, Life Insurance, and Retirement Planning
Excellent Service

Patient Medicare Guidance

We worked with one of the agents of Healthcare American when we needed to understand what would happen when we turned 65. As Medicare being the confusion that it is, my agent was very understanding and patient in explaining how Medicare worked, and the different programs that are available to add to Medicare.

He explained how Original Medicare by itself worked, and then explained to us what options we had to add to our Medicare coverage. We eventually chose a Medicare Supplement, and have been happy with our choice for a few years now. The agent has called us each year to check in and ensure our coverages were correct.

Ron and Kathryn N.

Medicare Supplement & Final Expense Clients

A Great Experience All Around

My wife and I met an agent of Healthcare American at a booth they were set up at in Maryland. We were confused about Medicare and the options outside of Original Medicare. Knowing that Medicare has a lot of holes, we were shown a few different options, such as how a Medicare Supplement worked over a Medicare Advantage.

We ultimately decided to enroll in a Medicare Advantage plan that our doctors participated with. The agent was very attentive, and did their best to understand the needs of my spouse and myself. We also used Healthcare American to find two annuity products that helped us reach our retirement goals.

Larry and Phyllis E.

Medicare Advantage & Annuity Clients

Support That Doesn't Stop After Enrollment

I was referred by a friend to Avi, and I'm very grateful I reached out. He made everything easy to understand. He explained every detail clearly and made sure I knew all my choices before making a decision.

What I appreciate most is that the help didn't stop after enrollment. He has staff who can assist me with calling the insurance company for my ID cards, updates, and follow-ups.

Noah Smith

Responsive and Clear Every Step

Had a good experience so far. They were responsive and explained my options clearly.

Charlotte Taylor

Truly Accommodating Assistance

Loved that they are accommodating and truly helped me with the assistance I needed!!

Savana Elle

An Awesome Agent Who Checks In

Avi is an awesome agent. He explains everything so that I understand, and the people in the office are wonderful.

He calls to check in and make sure I'm good with my choices.

Angie Merchant

Expert Guidance, Genuine Care

I cannot say enough great things about the exceptional service provided by my Professional Health Care Planning Specialist, Avi Drebin. From the very beginning, Avi demonstrated an impressive level of knowledge, professionalism, and genuine care for my personal needs and concerns.

He took the time to thoroughly understand my situation, patiently answered all of my questions, and clearly explained every option available to me. What truly sets Avi apart is his attention to detail and his commitment to ensuring that I felt comfortable and confident in every decision. I never felt rushed or pressured — only supported.

Avi's dedication, responsiveness, and personalized approach made what could have been a complicated process feel straightforward and manageable. I highly recommend Avi Drebin to anyone seeking expert guidance in health care planning.

Pete Wagner

Awesome, Avi Drebin

Awesome Avi Drebin, thank you so much.

Alicia Houck

Professional, Caring, Consistent

Very professional. Very concerned and caring. Friendly and consistent service.

Della Johnson

Peace of Mind for Elderly Parents

I met Avi Drebin at an information table and am I ever glad that I did!!! My elderly parents (90 yrs) had recently moved in with us and were very unclear about their medical coverage. Avi helped us to understand the coverage that they had and walked us through getting what they needed.

I am confident that the thirty minutes we spent with Avi saved us countless thousands of dollars down the road. You can TRUST this guy!! We have so much more peace of mind. I'm recommending Mr. Drebin to everyone!!!

Jenny Schooley

The Right Help at the Right Time

Always helped me at the right time at the best insurance and a good agent.

Luis Martinez

A Great and Helpful Experience

We have had a great and helpful experience with Avi, thank you.

Susan Barksdale

Knew Right Away What We Needed

He has not only helped my husband but family and friends with coverage. He knew right away what we needed and delivered. A great person to deal with. Thank you Avi.

Karon Oliver

Zero Deductible and Rides to the Doctor

Healthcare American helped me get an insurance plan that had a zero dollar deductible, and the plan offered everything that I needed for all of my health care needs. They also helped me get set up with a health system that provides me with free rides to the doctor and back home.

I will recommend Healthcare American to all my friends, neighbors, and families. Thank you agent Avi, I am so happy with my plan that I chose.

Joyce Dunn

Knowledgeable and Detailed Explanations

Through a friend I received the information about Healthcare American, so I called the number and talked with an agent named Avi Drebin. He was very knowledgeable about the different insurance plans for me to choose from and explained everything in detail to my understanding.

I was pleased with the plan that I chose. Thank you so much Avi, I will definitely recommend Healthcare American to all my neighbors, friends, and families.

Richard Moals

Absolutely Fabulous the Whole Time

I have had the opportunity to work with Avi for my healthcare insurance, and he has been absolutely fabulous the whole entire time I have been with him. I cannot recommend him enough.

Steven Jerew

Follow-Up That Made the Difference

Avi and his team are AMAZING! They made the enrollment process super easy, and even after it was finished I still get a call every now and then from someone in his office to make sure everything is working out well with my plan and to give me a chance to ask any questions I may have.

I sincerely appreciate the follow up because there have been times when something came up that I didn't understand. I recommend them to anyone, especially veterans.

Morgan Fountain

Significant OTC Assistance Found

I appreciate the professional and knowledgeable assistance Avi Drebin gave me when determining the different benefits when signing up for Medicare Advantage. Avi helped me find significant OTC assistance for both groceries and utility payments. No one else in this business has ever gotten more benefits for me. Thank you Avi.

Janet Barletta

faq’s
Faq’s

Get the Answers
to Common Insurance Questions

  • Is your consultation free?

    Yes! Our consultations are completely free of charge with no obligation.

  • What insurance services do you offer?

    We offer Medicare, Life Insurance, Dental Insurance, Travel Insurance, Annuities, and other supplemental insurance solutions.

  • How do I schedule an appointment?

    You can schedule a free consultation by completing our online contact form. A representative will contact you to confirm your appointment.

  • Where do consultations take place?

    Consultations will be conducted by phone. Our team will coordinate it with you.

  • Do you represent multiple insurance companies?

    Yes. We are an independent, licensed insurance brokerage representing multiple insurance carriers, allowing us to compare plans that fit your needs.

  • How do you help me choose the right plan?

    Our licensed insurance advisors take the time to understand your needs, budget, and coverage preferences before recommending suitable options.

  • Can I change my current insurance plan?

    Depending on the type of insurance and your eligibility, you may be able to change your coverage. Our advisors can review your current plan and explain your available options.

  • Do I have to enroll after my consultation?

    No. Your consultation is completely free and there is no obligation to enroll in a plan.

  • When should I sign up for Medicare?

    Your Initial Enrollment Period usually starts three months before you turn 65, includes your birthday month, and ends three months after. Some people are enrolled automatically, while others may need to sign up manually through Social Security.

  • What is the difference between Original Medicare and Medicare Advantage?

    Original Medicare includes Parts A and B. Medicare Advantage, also called Part C, is offered through private insurance carriers and may include extra benefits such as prescription drug coverage, dental, vision, hearing, and wellness programs.

  • What does a Medicare Supplement plan help cover?

    Medicare Supplement, or Medigap, works alongside Original Medicare Parts A and B. It can help pay out-of-pocket costs such as copayments, coinsurance, and deductibles. These plans generally do not include dental, vision, hearing, or prescription drug coverage.

  • Do I need Medicare Part D prescription drug coverage?

    Part D is optional, but it can be valuable if you take medications. Original Medicare does not cover most self-administered prescription drugs, and waiting too long to enroll may lead to a late-enrollment penalty unless you have creditable coverage.

  • Does Healthcare American charge for consultations?

    No. Healthcare American offers free, no-obligation consultations, advice, and quotes. Their licensed insurance agents help compare options based on your needs and budget.

  • Can Healthcare American help with life insurance?

    Yes. Healthcare American works as a life insurance broker and helps customers compare coverage options for their individual situation, including policies designed to protect loved ones and help with final expenses.

  • What are annuities used for?

    Annuities can be structured to support retirement income, tax-deferred growth, principal protection, and long-term financial planning. Healthcare American helps customers understand how annuity products may fit their retirement goals.

  • Can you help with dental and vision insurance?

    Yes. Healthcare American offers guidance on supplemental coverage such as dental and vision insurance. Dental plans may include preventive care, basic procedures, major services, benefit limits, and waiting periods depending on the carrier and plan.

Appointment

Request a Free Insurance Consultation

What Happens Next?


Step 1: Submit Your Form

Complete our Free Consultation form with your contact information and insurance needs.


Step 2: Speak With a Licensed Insurance Advisor

One of our licensed insurance advisors will contact you within 24–48 hours to discuss your needs and answer your questions.


Step 3: Compare Your Insurance Options

We'll help you compare available plans from multiple insurance carriers so you can make an informed decision based on your needs and budget.


Step 4: Enroll With Confidence

If you choose a plan, we'll guide you through the enrollment process and provide support every step of the way — at no cost to you.