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Final Expense Life Insurance coverage is often called burial insurance and is commonly purchased by those who are considered seniors, usually between the ages of 50 and 85.
Today, the average cost of funeral-related items nationwide can be in the range of $10,000, an amount that many families simply do not have readily available. A final expense life insurance policy can help reduce that burden.
Final expense coverage can be either term or permanent, and the underwriting requirements are often not stringent. The premium cost for this type of coverage is usually not high, even though applicants are typically older.
Funeral with burial costs can include a metal casket, basic services fee, vault, embalming, facilities and staff for ceremony or viewing, hearse, transfer of remains, memorial printing, and other preparation costs.
Funeral with cremation costs can include a basic services fee, cremation casket, embalming, ceremony and viewing staff, third-party cremation fee, urn, transfer of remains, memorial printing, and service vehicles.
Final Expense Life Insurance can help ensure that your family can take care of important final arrangements during an emotionally challenging time.
This data below is based on findings by The National Funeral Directors Association from a news release in 2015.
In 2015, the NFDA projected that cremations would eventually become more common than traditional burials. Some families opt to hold memorial services and viewing before cremation. Other families choose to hold their remembrances after the cremation, letting the urn symbolize their loved one.
In 2014, the median price of funerals with cremations was $6,078. As with the estimate of services with burial, this number does not include cash advance fees or cemetery monument or marker costs.
Final Expense Life Insurance is one of the most important investments you can leave to your loved ones. Without it, your family can be stuck with a very large bill at a time when it is already very emotionally challenging.
Buying a Final Expense insurance policy helps ensure that your family can take care of the things that really matter in a time of hardship.
Please give us a call, and we can help you purchase a final expense insurance policy.
Final Expense Life Insurance, often called burial insurance, is coverage designed to help loved ones pay for funeral, burial, cremation, memorial, and related final expenses.
Final expense coverage is commonly purchased by seniors, often between ages 50 and 85, although some insurance companies may sell policies to older applicants.
It may help pay for funeral services, burial, cremation, headstone, flowers, memorial services, transfer of remains, casket, urn, and other related costs.
Final expense coverage can be either term or permanent, depending on the insurance company and policy selected.
Underwriting requirements are often not as stringent as some other types of life insurance, although approval and pricing still depend on the carrier and applicant information.
It can help prevent loved ones from being left with a large final bill during an already difficult emotional time.
Funeral-related costs can reach thousands of dollars and may include services, casket or urn, burial or cremation, viewing, memorial printing, transportation, and other final arrangements.
Yes. Healthcare American can help review final expense insurance options and assist you in finding coverage for your individual needs.
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