Healthcare American provides personalized insurance guidance for Medicare, life insurance, annuities, dental, vision, and supplemental coverage needs.
Our licensed agents help you compare options clearly so you can make informed decisions with confidence.
About Us
Healthcare American is a full-service employee benefits firm serving small to mid-sized employers.
This platform enables employers to better understand the costs of the benefits provided and assists with payroll. This focus allows us to thoroughly understand our clients’ businesses and objectives, enabling us to develop innovative benefit programs to meet their specific requirements.
Insurance brokers generally get their health quotes from a handful of administrators in each state. These administrators are licensed with most, if not all, of the insurance companies available in the state, and they administer billing and enrollment.
The insurance company that you choose, in the form of commissions, ultimately pays the administrator and the broker. You cannot save money by circumventing the broker or the administrator. You will pay the same premiums to the insurance carrier either way, so it comes down to the service you receive.
While we cannot affect the premium you are paying for a specific plan, we can make sure you have the right plan for your employees. Many brokers operate inside the box and set you up with a health plan with minimal thought in the process.
Insurance brokers generally get their health quotes from a handful of administrators in each state. These administrators are licensed with most, if not all, of the insurance companies that are available in the state. The administrators are the ones who administer billing and enrollment.
The insurance company that you choose, in the form of commissions, ultimately pays the administrator and the broker. You cannot save money by circumventing the broker or the administrator. You will pay the same premiums to the insurance carrier either way, so all it comes down to is the question of the service you receive.
While we cannot affect the premium you are paying for a specific plan, we can make sure you have the right plan for your employees. Many brokers operate inside the box and set you up with a health plan with minimal thought in the process.
When you went through your last renewal, did you review partially self-funded plans, layered plans, or just the same old plans?
If you are not receiving the service you deserve from your current enrollment brokerage, then give us a call. You can assign us to your existing package of benefits, or we can help you find a broker from our network.
We can ensure that your coverage is working best for your employees and build an advantageous benefits system that you, as the business owner, can be proud to offer your employees.
Even if you just went through your open enrollment plan, you do not need to wait. We can take over right away and ensure your employees are covered when a potential insurance-covered loss takes place.
Please give us a call, and let us help you create a clearer, stronger benefits experience for your employees.
Healthcare American helps small to mid-sized employers with group benefit plan design, funding, communication, enrollment, administration through third-party administrators, and overall benefits management.
The enrollment platform is designed to reduce the workload on busy HR departments by creating a clear, user-friendly platform for enrollment, enrollee management, benefit visibility, and payroll assistance.
Generally, no. You will pay the same premiums to the insurance carrier either way. The difference comes down to the level of service, plan review, guidance, and support you receive.
Plan options may include group hospital and surgical plans, individual hospital and surgical plans, group dental insurance, group disability plans, group life plans, and voluntary benefits.
Yes. If you are not receiving the service you deserve from your current enrollment brokerage, Healthcare American can be assigned to your existing package of benefits or help you find a broker from their network.
No. Even if you just went through open enrollment, Healthcare American can take over right away and help ensure employees are covered when a potential insurance-covered loss takes place.
Employers should review whether they are being shown the same old plans or whether options such as partially self-funded plans, layered plans, and other benefit strategies are being considered.
Because premiums may be the same regardless of whether you use a broker, the real value is in service, plan design, employee support, enrollment management, and making sure the benefits system works well for the business and employees.
Speak with a licensed insurance agent about Medicare, life insurance, annuities, dental, vision, and supplemental coverage options.
Send RequestWe want to be your resource for insurance, helping you compare Medicare, life insurance, annuities, and supplemental coverage options.
Subscribe for helpful Medicare updates, insurance reminders, and coverage guidance from Healthcare American.
